The questions I hear most from buyers and sellers in the Denver metro area — answered plainly, with no jargon.
Closing costs in Colorado typically run about 2% to 5% of the purchase price, covering items like lender fees, title insurance, prepaid property taxes and homeowners insurance, and recording fees. The exact amount depends on your loan type, the purchase price, and what's negotiated with the seller. I walk every buyer through a clear estimate before we get close to closing so there are no surprises.
Earnest money in the Denver metro area is commonly around 1% to 3% of the purchase price, though it can vary based on how competitive a listing is and what will make your offer stand out. It's held in escrow and applied toward your purchase at closing, so it isn't an extra cost — it's a deposit that's credited back to you.
A typical closing timeline runs 30 to 45 days from an accepted offer, mainly driven by how long your lender needs for underwriting and appraisal. Cash purchases can close faster. I keep track of every deadline in the contract so financing, inspection, and appraisal stay on schedule.
Yes — in the current market, sellers expect a pre-approval letter with any offer, and it also tells you what you can actually afford before you fall in love with a house. I can connect you with lenders I trust if you don't already have one, and pre-approval is one of the first things we take care of together.
You work directly with me from the first conversation through closing, not a rotating team of assistants. I bring a design-aware perspective to how homes are presented and evaluated, backed by milehimodern's marketing, network, and brand recognition in the Denver market.
I start with recent, truly comparable sales in your specific neighborhood, then adjust for your home's condition, updates, and how it's likely to show. The goal is a price that reflects real value and creates buyer interest, rather than one that's aspirational and leads to sitting on the market.
As of 2026, the Denver metro market is fairly constrained — many owners who locked in low mortgage rates are staying put, which keeps inventory tighter than demand would otherwise suggest. Well-priced, well-presented homes are still moving, while overpriced listings tend to sit. Whether it's a good time for you depends on your specific goals and timeline, which is exactly what I help clients think through.